Check n Budget 1.1.0

Charis Solutions, LLC ❘ Commercial ❘
iOS

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This application serves as a comprehensive tool for maintaining independent records of financial accounts, including checking, savings, and credit card accounts. Its primary function is to accurately document transactions, effectively replacing traditional check registers.
Unlike physical registers, the app allows users to easily add overlooked transactions or modify existing entries, with real-time recalculation of account balances. Users can also reorder transactions and mark them as cleared or pending, facilitating accurate tracking of cleared and uncleared funds.
The application provides dual balance indicators: the available balance and the cleared balance. Ideally, the cleared balance should correspond closely to the balance reported by your bank, aiding in reconciliation efforts.
Additionally, the app supports scheduled or recurring transactions; users can specify amounts and frequencies, and the software will generate subsequent entries accordingly.
It is capable of managing an unlimited number of accounts, offering flexibility for diverse financial portfolios. Budgeting features are integrated, allowing transactions to be assigned to specific categories. The app then offers a month-to-date summary of spending by category.
Preset categories are available, with options to customize by adding or deleting categories as needed. Overall, the application emphasizes user flexibility, providing a straightforward yet effective means of tracking finances and simplifying budget management and bank statement reconciliation.

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